Unlock a treasure trove of benefits with the KASUMI Credit Card, designed to enhance your shopping experience and reward you every step of the way.
From exclusive discounts to point accumulation, this card is your key to a smarter, more rewarding lifestyle.
Say goodbye to mundane shopping and hello to a world of perks and privileges with the KASUMI Credit Card.
Card Features
Discover the benefits of the KASUMI Credit Card and make your shopping experiences even more rewarding!
KASUMI Happy Day - Save 5% Every Wednesday and Friday!
Get an instant 5% off at KASUMI stores every Wednesday and Friday when you pay directly with your credit card.
Just a heads-up, this discount doesn't apply when using Apple Pay or linking your card to Scan & Go or online delivery.
Remember, not all products are included, and this offer is valid only at KASUMI directly managed stores.
Triple WAON POINTs Every Tuesday!
Every Tuesday is your chance to triple your WAON POINT earnings with your KASUMI card at any KASUMI store.
Triple points are yours for the taking, except on gift cards, transportation tickets, and a few other exclusions. These points are easily convertible to electronic money at WAON Stations or AEON Bank ATMs, giving you more bang for your buck.
Note: This is for purchases at KASUMI stores only, based on the standard point system where you earn 1 point for every 200 yen spent.
Convenient Auto Charge at KASUMI Stores!
Maximize your savings with the e-money WAON auto-charge feature available at KASUMI stores.
For every 200 yen you spend, you get 1 e-money WAON point back. This special offer is exclusive to KASUMI stores, making every purchase more rewarding.
Double WAON POINTs - Always!
With your KASUMI card, you're always earning double WAON POINTS.
Whether you're shopping at KASUMI or any AEON Group store, every 200 yen spent earns you 2 points.
This includes AEON, AEON Mall, Daiei, and Max Valu, enhancing your shopping experience across the board.
Quick and Easy Card Access!
No waiting is needed! Apply for your KASUMI card and start using it through the app in as little as 5 minutes.
This means you can enjoy Apple Pay, AEON iD, and online shopping immediately without having to wait for the physical card. Plus, expect your card to be delivered to your doorstep the next day.
Note: AEON Wallet activation is necessary, and compatibility may vary based on your device.
Basic Card Functions
When it comes to using the KASUMI Credit Card, there are several key features to keep in mind:
1. Shopping
You can use your card at any store, both domestically and internationally, that displays the Visa, Mastercard, or JCB logo alongside the AEON mark.
2. Cash Advances
In emergencies, you can rely on your card for quick cash withdrawals. This cash advance service is a convenient way to access funds when you need them.
3. Installment Payments
You have the flexibility to choose the number of payments for each transaction, making large purchases more manageable.
Note: Some stores may not offer the option to choose the number of payments or installment payments with bonuses. The installment fee may also vary. If you opt for installment payments with a bonus, the actual annual percentage rate may differ.
4. Additional Insurance
Your purchases are safer with the shopping safety insurance. If a product you bought with your credit card breaks within 180 days of purchase, it's covered.
For the AEON Card/Affiliated Card, the annual limit is up to 500,000 yen; for the AEON Gold Card, it's up to 3 million yen.
The insurance applies to items worth 5,000 yen or more, purchased with a credit card issued by AEON Bank. However, there are some exclusions, and you'll need to keep the purchase receipt and the broken item for a claim.
5. Accident Reporting
If you have a Gold card, you can contact Aioi Nissay Dowa Insurance at their dedicated dial for AEON Gold Card members. For non-Gold Card members, there's a separate dial.
And for any inquiries about compensation details, you can reach out to AEON Insurance Service.
6. Credit Card Theft Protection
If your card is lost or stolen, and there are fraudulent charges, you'll be fully reimbursed for any damages incurred 61 days prior to reporting the loss to AEON Bank.
It's important to report the loss to both AEON Bank and the nearest police station.
7. Security
Your AEON Mark card comes with safety features to prevent unauthorized use and services to assist you in case of damage or trouble.
You can use your card with confidence.
8. Revolving Payment
For a more planned approach to payments, you can opt for revolving payments starting from 2,000 yen per month plus a handling fee.
This method ensures that your monthly payments remain almost constant.
This applies if the shopping revolving balance on the closing date is 100,000 yen or less, and you're in the S payment course. The payment method is the balance sliding method.
Conditions and Terms of Cash Advance Service (Loan Conditions)
When you opt for a cash advance service using your KASUMI Credit Card, it's important to understand the terms and conditions that come with it.
This service allows you to borrow a certain amount of cash, which is useful in emergencies or when you need quick access to funds.
However, there are a few key points to consider:
- Loan Limits: You're looking at a range from 1,000 yen all the way up to 3,000,000 yen. You've got the flexibility to use this within what's available to you. For quick access, AEON Bank ATMs let you withdraw in 1,000 yen chunks. Need more? Other ATMs, CDs, or even online and phone services let you take out cash in 10,000 yen steps.
- Interest Rates: The yearly interest rates vary between 7.8% and 18.0%. If you're late on payments, this rate jumps to 20.0%.
- Repayment Timeframe: You have up to 57 months to pay back, with the same number of possible payment installments.
- Ways to Pay Back: Two main methods here. One is a lump-sum payment, covering both principal and interest at once. The other is a revolving payment, where you pay back the principal and interest in equal amounts, adjusted as your balance changes.
- Security and Guarantors: No need to worry about collateral or finding someone to vouch for you.
This simplifies the whole process, making it clearer what's on the table when considering a cash advance with these conditions.
Application Process
Applying for a KASUMI Credit Card is a straightforward process that you can complete entirely online. Here's a quick guide to help you through each step:
- Step 1: Complete the Application Form: First, fill in the necessary information on the online application form. This is your initial step toward getting your new credit card.
- Step 2: Undergo Enrollment Screening: After submitting your application, it undergoes a review process based on the details you provided. You'll receive an email confirming your application at the email address you registered.
- Step 3: Receive Your Card: Your card will be delivered to you within approximately two weeks. It will be sent via Sagawa Express's "Recipient Confirmation Support" service, which ensures secure delivery. Upon receiving your card, your identity will be verified using an official document.
- Step 4: Start Using Your Card: Once you have your card in hand, you're all set to start using it for your transactions.
If you have any questions or need further assistance during the application process, feel free to reach out for support.
NOTE
Please consider these notes when you apply:
Applying for the Card
Please note that driving record certificates or other official documents are not accepted as part of the application.
Ensure your email settings allow messages from "@email.aeon.co.jp" and "@aeon.co.jp" to receive the application completion email.
Enrollment Screening
The review process may take some time, and they might contact your workplace for verification.
Be aware that the outcome of the screening might not always align with your expectations.
If you apply for multiple AEON mark cards, the number of cards issued may be limited after the screening.
Card Delivery
Your card will be sent to the address provided during the application. In certain areas, such as remote islands, delivery may be through Japan Post's "Person-Restricted Receipt Mail."
The delivery can take up to a month, depending on the screening and delivery status. The estimated delivery time applies only to online applications and may vary for remote islands.
This service is exclusive to Japan. ETC-only cards and family cards will be dispatched separately from credit cards, with some exceptions.
Address Forwarding
If you've initiated address forwarding after applying, you won't be able to receive your card and will need to reapply.
Using Various Services
Some services might be unavailable until identity verification is completed, which usually takes 2 to 5 days after card delivery.
This is confirmed through Sagawa Express or the post office.
Cards With Different Application Methods
The application process for the Benesse AEON Card (WAON integrated) differs from the standard procedure.
For details, please visit the Benesse AEON Card (WAON integrated) application page.
Card In-Store Pickup Service
You can complete the process online and pick up your card at the store on the same day, usually within 30 minutes of applying.
Immediate Issue
Once your application is complete, the review can be finalized in as little as 5 minutes, allowing you to receive your card immediately through the app.
Benefits Added By Registering as a Member
Joining the KASUMI Credit Card program offers several advantages:
Earn More Points
Every purchase of 200 yen with e-money WAON earns you 1 point.
If you're already an e-money WAON member at an AEON Group store, your reward doubles to 2 points for every 200 yen spent.
*Points are credited through WAON POINT.
Security in Case of Loss
If your card is lost or stolen, contact the WAON Call Center immediately to freeze your account. You can then transfer the balance to a new card once the freeze is complete.
Consolidate Points
WAON POINT: Use the "Manage points collectively" service on the smart WAON website to merge points from multiple cards for flexible use.
E-money WAON Points: Combine points from two or more WAON cards into one registered as an e-money WAON member at WAON Station or AEON Bank ATM.
Smart WAON Website Benefits:
- Check your WAON POINT balance and usage history.
- Track the expiration date of your WAON POINTs.
- Consolidate points from eligible cards and online shops.
- Access exclusive web-only services for earning, using, and sharing WAON POINTs.
For any questions regarding your KASUMI WAON card, reach out to the WAON Call Center at 0570-064-375 (available 9:00 AM to 9:00 PM daily).
Please dial carefully and make the call personally.
Conclusion
In conclusion, the KASUMI Credit Card is a perfect blend of convenience, security, and rewards, making it an ideal choice for those seeking a more fulfilling shopping experience.
With its array of benefits and features, it's a smart addition to your wallet that ensures every purchase is a step towards greater rewards.